Since writing in my column last week about the Move Your Money movement, several readers have sent me online stories about Americans taking control of their destiny and their money. Here’s one from North Texas that seems to capture the spirit of things:

With all the news of big bank bailouts, buyouts and big bonuses, some bank customers are opting to say goodbye to their national financial institution and hello to a local option.

Banks such as Bank of America, Chase and Wells Fargo have serviced customers across the country for years. But more and more people are making the shift and bailing on their big bank for a local bank or credit union.

“It got to be so bad,” said Sharon McCormick, a former Wells Fargo customer. “They had no help. The lines were, you waited in lines forever. I said, ‘That’s it. That’s it.”

Big national banking is a relatively recent phenomenon. After Congress deregulated interstate banking in the mid-1990s, allowing banks to other institutions in other states, banks such as Bank of America and Wells Fargo rapidly expanded by acquiring and merging with other regional banks.

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